Ready Wallet (Formerly Argent)
Wallet
https://www.ready.co/ready-wallet

Ready Wallet (Formerly Argent)

Using Elbaite to buy to and sell from Ready Wallet with low fees, fast execution and real human support.

About Ready Wallet (Formerly Argent)

Ready Wallet is a pioneering, self-custodial smart wallet that operates as an onchain alternative to traditional banking. Originally launched and widely known as Argent, the platform underwent a major rebrand in mid-2025 to "Ready" to reflect its evolution from a simple crypto storage app into a comprehensive, mobile-first financial hub. Designed to make decentralized finance accessible to everyday people, Ready Wallet combines the security of self-custody with the user experience of a modern web2 neobank.

History and Background

Founded in London in 2017 by Itamar Lesuisse, Gerald Goldstein, and Julien Niset, the wallet originally launched as Argent and quickly became famous for pioneering the "smart contract wallet" on Ethereum. It was one of the first wallets to completely eliminate the need for vulnerable seed phrases, introducing innovative security features like "social recovery" (using trusted friends or devices to restore access) and daily transaction limits.

As Ethereum gas fees rose, the team aggressively integrated with Layer 2 scaling solutions, specifically Starknet, to bring transaction costs down to fractions of a cent. In June 2025, Argent announced a massive rebrand to Ready, separating its offerings: the main mobile app became "Ready" (focused on everyday spending and banking), while its browser extension for power users (formerly Argent X) became "Ready Wallet." Today, the ecosystem boasts millions of users and focuses heavily on bridging everyday payments with the decentralized world.

What is Ready Wallet Used For?

Ready Wallet is designed to make using crypto feel as frictionless as using a traditional banking app, without sacrificing self-custody.

  • Everyday Spending (Ready Card): Users can spend their crypto globally using the Ready Visa debit cards (available in Metal and Lite tiers). It allows for direct onchain spending with zero foreign exchange fees and offers up to 10% cashback on purchases.
  • Seedless Security: Instead of forcing users to write down a 12-word seed phrase, Ready uses smart contract security. You can secure and recover your wallet using an email, phone number, two-factor authentication (2FA), or a hardware wallet like Ledger.
  • Earning Yield (DeFi & BTCfi): Ready makes it incredibly easy to put idle assets to work. Users can earn high-yield APY on stablecoins like USDC, and leverage new Starknet integrations to earn native yield on their Bitcoin (BTCfi).
  • Gasless & Atomic Transactions: Thanks to its smart contract architecture (Account Abstraction), users can execute complex DeFi transactions in a single click, often with network fees completely subsidized or paid in alternative tokens like STRK.

Supported Assets and Networks

Ready Wallet is heavily optimized for the Ethereum and Starknet ecosystems, curating a fast, low-cost environment for its users.

  • Supported Blockchains: Primarily operates on Starknet (an Ethereum Layer 2 rollup) for everyday low-fee use, while still supporting legacy Ethereum L1 (through the older Argent Vault system).
  • Supported Assets: Focuses heavily on major, high-liquidity assets including Ethereum (ETH), Bitcoin (BTC) via Starknet bridging, Starknet token (STRK), and major stablecoins like USDC and USDT. It also supports various DeFi tokens and NFTs within the Starknet ecosystem.